Direct private lender · $100K to multi-million loans · Nationwide

Hard money loans for investors who don't wait on banks.

Fix & flip, bridge, DSCR and new construction financing for real estate investors. We underwrite the deal — not your life story. Term sheet in 24 hours.

Quick deal estimateLIVE
Estimated max loan
$395,000
90% of purchase + 100% of rehab
Interest-only / mo—
Your cash at purchase—
Lock in real terms in 24 hours
Estimate at typical 8–12% rates. Not an offer to lend.4 more tools →
24 hrsto a term sheet on most requests
90/100% of purchase / % of rehab financed
$100K+loan sizes, no fixed maximum
8–12%typical rate range, deal-dependent

Loans built around the deal, not your W-2.

All 14 programs
Most popular

Fix & Flip Loans

Buy, renovate and sell with purchase and rehab funded.

90% purchase100% rehabInterest-only
Speed

Bridge Loans

Short-term capital to close fast or bridge to permanent debt.

75% LTV6–24 moNo DTI
Hold

DSCR Rental Loans

Long-term rental loans qualified on property cash flow.

1–10 unitsRent-qualifiedLLC-friendly
Hard Money LoansMultifamily Bridge LoansNew Construction LoansShort-Term Rental FinancingInvestor Cash-Out RefinanceRehab-to-Rent (BRRRR) LoansGap FundingEarnest Money (EMD) FinancingHotel FinancingMobile Home & RV Park FinancingMerchant Cash Advance

Everything investors need to underwrite like a lender.

Free, no signup. Built by the team that funds the deals.

Four steps. No runaround.

  1. Step 01

    Send the deal

    Address, budget and exit plan. That’s enough to start.

  2. Step 02

    Get your term sheet

    Within 24 hours on most requests.

  3. Step 03

    Close & build

    One point of contact. Draws released after inspections.

  4. Step 04

    Exit cleanly

    Sell, or refinance into a long-term DSCR loan.

Straight answers from the lending desk.

All 117 guides
Closing & Process

How Much Cash to Close Do You Need on a Hard Money Loan?

Learn how much cash to close investors usually need on a hard money loan and why reserves matter beyond the wire amount.

Rental & DSCR

Bridge Loan vs DSCR Loan: Which One Fits Your Investment Strategy?

Compare bridge loans vs DSCR loans for investors, including timing, leverage, exits, and fit with Ambition Lending.

Closing & Process

What Actually Delays a Hard Money Closing and How Investors Can Avoid It

Learn what delays a hard money closing, from title and insurance issues to incomplete files, and how Ambition Lending helps investors close faster.

Send the deal. Get real terms tomorrow.

Get my term sheet (310) 750-8538
Investors finalizing a real estate loan