Ambition Lending — Business Funding
Merchant Cash Advance | Fast Business Funding | Ambition Lending
Need capital fast? Ambition Lending provides merchant cash advances for businesses across the US. Quick approvals, flexible repayment tied to your revenue, and funding in as little as 24-48 hours.
Trusted by Business Owners Since 2020
- $500M+ funded to US businesses
- 2,800+ business owners funded
- Average approval: 24 hours
Numbers current as of 2025.
Merchant Cash Advances done right
Fast Business Funding, Built Around Your Revenue
Get the working capital your business needs — without waiting for a bank. We evaluate your revenue, not just your credit score.
Merchant Cash Advances, Minus the Red Tape
We evaluate your business cash flow — not just your credit score. If your revenue qualifies, we move fast. You’ll get a dedicated funding advisor, transparent factor rates, and capital in your account within 24-48 hours of approval.
Fast, flexible funding built for growing businesses
Merchant Cash Advance
Fast, flexible working capital based on your business revenue.
Daily Payment MCA
Fast access to capital with simple daily remittances based on your receivables. Ideal for payroll, inventory, marketing, or short-term cash flow needs.
Weekly Payment MCA
A revenue-based advance with weekly payments for businesses that want more breathing room while scaling operations.
Small Business Funding
Flexible capital for equipment, payroll, inventory, expansion, and other business operating needs.
Renewal Advances
Eligible clients can access additional capital after strong repayment performance, often with streamlined approvals.
Land & Entitlements
Select markets; quick closings for shovel-ready plays.
Revenue-Based Repayment
Approval in 24 hours; funding in as little as 24-48 hours on complete applications.
No Hidden Fees
Revenue-based approval; businesses with as low as 500 credit score considered.
Dedicated Support
Factor rates and total cost disclosed up front—no surprises.
Fast Funding
Dedicated funding advisors and streamlined underwriting to keep your business moving.
1) Apply Online
Business name, monthly revenue, and how you’ll use the funds.
2) Get Your Offer
Review your offer within 24 hours — no obligation.
3) Get Funded
Funds deposited directly to your business account.
4) Repay Automatically
Repayment happens automatically as a percentage of your daily revenue.
Restaurant Owner
Ambition Lending funded our restaurant expansion in less than 48 hours. We needed to move fast on new equipment and they delivered. The repayment comes right out of our daily sales so we barely notice it.
Trucking Company Owner
I own a trucking company and banks kept turning me down. Ambition looked at my revenue and approved me in one day. That capital let me take on two new contracts I would have had to pass on.
Payroll Bridge Client
We used the advance for payroll during a slow season. The whole process was online, fast, and the advisor was easy to reach. We paid it back ahead of schedule and immediately got a second advance.
Retail Business Owner
Ambition Lending helped us fund a big inventory purchase before the holidays. Their factor rate was fair and there was no collateral required. For a retail business, that matters.
New Construction Builder
“Traditional lenders wouldn’t touch our small infill project. Ambition not only funded it but set up a clear funding timeline that kept our subs paid on time. We broke ground within 3 weeks of our first call.”
Repeat Borrower
“This is my fourth loan with Ambition. Every time, they’ve delivered exactly what they promised: fast funding, clear terms, and no surprises at closing.”
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Common MCA Questions
Many businesses receive an approval decision within 24 hours and funding in as little as 24-48 hours once documents are complete.
No hard collateral is typically required. Approval is based primarily on business revenue and performance.
Most businesses only need recent bank statements, basic business details, and a valid ID to start the review process.
Costs vary by business profile, monthly revenue, and risk. We disclose factor rates and total payback clearly before you sign.
Established revenue is preferred, but newer businesses may still qualify depending on deposits, time in business, and overall file strength.
Repayment is usually made automatically through daily or weekly remittances tied to your business revenue.
Yes. We review the full business profile, and businesses with credit scores as low as 500 may be considered.
We work with a wide range of US-based businesses, including restaurants, trucking companies, retailers, contractors, medical practices, and service businesses.
