About Ambition Lending

Hard money lending, made simple.

A direct private lender built for real estate investors who need speed, flexibility and certainty.

Who we are

Real estate investors deserve a lender that moves as fast as they do. Banks are built for W-2 borrowers and 45-day closings; investors need capital that matches the speed of a deal. Ambition Lending underwrites the property, the budget and the exit — and gives you a term sheet within 24 hours on most requests.

Whether you are fixing and flipping, scaling a rental portfolio or breaking ground on new construction, we fund business-purpose loans with transparent pricing and a dedicated draw team that keeps your crew working.

How we work

  • Speed: term sheet in 24 hours on most requests.
  • Flexibility: fix & flip, bridge, DSCR, multifamily and construction programs, from $100,000 to multi-million and portfolio loans, in metro, suburban and rural markets.
  • Transparency: rate, points and fees disclosed up front.
  • Investor-focused: a team that has been in the trenches as operators.

Company details

CompanyAmbition Lending
Office410 N Scottsdale Rd, Tempe, AZ 85288
Phone(310) 750-8538
Emailinfo@ambitionlending.co
What we doBusiness-purpose real estate loans to investors and entities only: fix & flip, bridge, DSCR rental, multifamily, construction and specialty commercial loans. We do not make consumer or owner-occupied mortgages.
Where we lendNationwide, in metropolitan, suburban and rural markets
ProfilesInstagram · Facebook · LinkedIn

Leadership and editorial oversight

Sydney Kibuuka, Founder & CEO. Sydney Kibuuka founded Ambition Lending and leads its credit and lending operations. He oversees the guides, tools and market research published on this site.

Our guides are written by the credit team — the people who underwrite and fund our loans — and follow our editorial policy.

Why we publish free tools and research

Better-informed investors bring better deals. Our calculators, market index and academy show you how lenders think, so you can underwrite before you call.

Send the deal. Get real terms tomorrow.

Get my term sheet (310) 750-8538
Investors finalizing a real estate loan