Great Falls supports well-scoped value-add projects when investors control budgets and timelines. Ambition Lending funds flips with predictable draw releases and transparent conditions.
Leverage & Budgeting
On qualifying files: up to 80–90% purchase and up to 100% rehab released in milestone draws.
- ARV $320,000; Rehab $36,000 → Max purchase = 0.70 × 320k – 36k = $188,000
- Holding/soft costs: $15k–$19k over 4–5 months
Draw Flow
Aim for 3–4 draws (rough-in, drywall, finishes, pre-punch). Submit labeled photos, request inspections 24–48 hours ahead, and keep utilities on.
Q&A
Owner-builder? Cosmetic scopes may allow; heavier scopes require licensed subs.
Manufactured homes? Case by case with foundation details.
First draw timing? Often 7–10 days after verified progress.
Hard Money Lender in Great Falls