#1 Hard Money Lender in Florida | Fast Funding
Florida Investors Win with Speed, Certainty, and ARV-Based Leverage From…
Ambition Lending- Hard Money Loans
Nationwide hard money for fix & flip, bridge, DSCR, multifamily, new construction, and rental Property. Deal-first underwriting and draw schedules that keep your project moving.
Hard Money Loans done rightÂ
Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.
About Us
We underwrite the deal—not your life story. If the numbers pencil, we move. You’ll get a single point of contact, transparent fees, and a clear draw schedule so your crew isn’t waiting on funds.
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Benefit-led, investor-centric, no fluff
Lucas Abraham
Company CEO
Our Programs
Fast, Flexible, and Common-Sense Hard Money Loans
Loans to acquire and renovate residential properties to eventually sell
Up to 90% of purchase, up to 100% of rehab; interest-only; 6–18 months.
Close fast on acquisitions or refinance while you line up take-out. 75%LTV • 6–24 mo • No DSCR/Debt-to-Income (DTI) required
Light-to-heavy value-add, with rehab draws.
Case-by-case with draws.
Spec builds and infill; staged draws; interest-only. Case-by-case with draws.
Select markets; quick closings for shovel-ready plays.
Why Choose Us
Our Team
Company CEO
Head Marketing
loan OfficerÂ
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Testimonials
Ambition Lending funded my fix & flip in Phoenix in just six days. The draw process was smooth — we had funds in our account within 24 hours of inspection. We cleared $72,000 on the project, and I’m already lining up my next deal with them.
Alex Martinez,
Phoenix, AZ
I was nervous about doing my first flip, but Ambition Lending walked me through every step. They cared more about the numbers than my credit score, which made all the difference. We finished the rehab in 90 days and sold for a $41,000 profit.
Sarah Thompson,
Dallas, TX
I needed to close fast on a duplex in Atlanta before another investor swooped in. Ambition approved me in 24 hours and funded in less than a week. That speed gave me the edge to secure the property.
Marcus Green,
Atlanta, GA
“We’ve scaled from 2 rentals to 14 doors in just over a year, thanks to Ambition’s DSCR loans. They understood our cash-flow model and made the process painless compared to banks.”
Priya Patel,
Orlando, FL
“Traditional lenders wouldn’t touch our small infill project. Ambition not only funded it but set up a clear draw schedule that kept our subs paid on time. We broke ground within 3 weeks of our first call.”
James O’Connor,
Denver, CO
“This is my fourth loan with Ambition. Every time, they’ve delivered exactly what they promised: fast funding, clear terms, and no surprises at closing.”
Elena Rodriguez
Los Angeles, CA
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FAQs
As fast as 3 days with a complete file
Yes, but we underwrite the asset and exit first.
Purchase contract, rehab budget/scope, comps, entity docs, ID, experience (if any).
From 8-12% and 2-4 points; final terms depend on deal, leverage, and experience.
Yes; up to [X]% of ARV (subject to appraisal/valuation).
Milestone-based; request → inspect → approve → fund.
Any prepayment penalties? — [Policy].
Yes, with solid scope, comps, and exit.
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We fund real estate investments with clear terms, fast closings, and no surprises.
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