Competition is tight around Hillsborough County. A clean file and disciplined process can be the difference between winning and losing an assignment.

The Fast-Track Manchester Process

Front-load title and valuation the moment you sign. Lock your scope before closing; changing materials midstream creates delays. Deliver complete entity docs (articles, operating agreement, EIN, IDs).

What We Need to Issue Terms Quickly

Purchase contract or payoff, rehab scope and budget (if applicable), entity documents and IDs, two recent bank statements, insurance agent contact, and property access for the appraiser or BPO.

Rate and Approval Drivers

Experience helps, but strong equity and a clean scope can offset a lighter track record. Lower leverage improves pricing and speeds approval. Select a term and prepay option that matches your plan to exit or refi.

Q&A

Are prepayment penalties required? Options vary—lower rates often include a prepay, while no-prepay increases flexibility at higher cost.
First-time flippers? Yes, when the numbers and contractor plan make sense.
How do rehab draws work? Milestone-based with quick inspections and photo documentation.

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