Ambition Lending- Hard Money Loans
Florida Hard Money Lender | Fast Real Estate Loans | Private Money Lender Florida
Ambition Lending delivers quick hard money loans across Florida. Private real estate financing for investors , fix-and-flip, rental, and bridge loans.
Nationwide hard money for fix & flip, bridge, DSCR, multifamily, new construction, and rental Property. Deal-first underwriting and draw schedules that keep your project moving.
Hard Money Loans done right
Perfect Funding, Satisfaction Guaranteed
Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.
About Us
Hard Money, Minus the Headaches
We underwrite the deal—not your life story. If the numbers pencil, we move. You’ll get a single point of contact, transparent fees, and a clear draw schedule so your crew isn’t waiting on funds.
Benefit-led, investor-centric, no fluff
Lucas Abraham
Company CEO
Our Programs
The types of loans we offer
Hard Money Loans
Fast, Flexible, and Common-Sense Hard Money Loans
Fix & Flip Loans
Loans to acquire and renovate residential properties to eventually sell
Up to 90% of purchase, up to 100% of rehab; interest-only; 6–18 months.
Bridge Loans
Close fast on acquisitions or refinance while you line up take-out. 75%LTV • 6–24 mo • No DSCR/Debt-to-Income (DTI) required
Multifamily Bridge
Light-to-heavy value-add, with rehab draws.
Case-by-case with draws.
New Construction
Spec builds and infill; staged draws; interest-only. Case-by-case with draws.
Land & Entitlements
Select markets; quick closings for shovel-ready plays.
Why Choose Us
The Best Choice at Affordable Rates
Our Team
Meet Our Professional Team Members
Wanda Youngs
Company CEO
Timothy Strong
Head Marketing
Linda Frost
loan Officer
James Wilson
loan Officer
Testimonials
Amazing Reviews From Our Clients
Fix & Flip Investor
Ambition Lending funded my fix & flip in Phoenix in just six days. The draw process was smooth — we had funds in our account within 24 hours of inspection. We cleared $72,000 on the project, and I’m already lining up my next deal with them.
Alex Martinez,
Phoenix, AZ
First-Time Investor
I was nervous about doing my first flip, but Ambition Lending walked me through every step. They cared more about the numbers than my credit score, which made all the difference. We finished the rehab in 90 days and sold for a $41,000 profit.
Sarah Thompson,
Dallas, TX
Bridge Loan Client
I needed to close fast on a duplex in Atlanta before another investor swooped in. Ambition approved me in 24 hours and funded in less than a week. That speed gave me the edge to secure the property.
Marcus Green,
Atlanta, GA
Rental Portfolio Builder
“We’ve scaled from 2 rentals to 14 doors in just over a year, thanks to Ambition’s DSCR loans. They understood our cash-flow model and made the process painless compared to banks.”
Priya Patel,
Orlando, FL
New Construction Builder
“Traditional lenders wouldn’t touch our small infill project. Ambition not only funded it but set up a clear draw schedule that kept our subs paid on time. We broke ground within 3 weeks of our first call.”
James O’Connor,
Denver, CO
Repeat Borrower
“This is my fourth loan with Ambition. Every time, they’ve delivered exactly what they promised: fast funding, clear terms, and no surprises at closing.”
Elena Rodriguez
Los Angeles, CA
Blog & News
Insights From Loaner
#1 Hard Money Lender in Florida | Fast Funding
Florida Investors Win with Speed, Certainty, and ARV-Based Leverage From…
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FAQs
Frequently Asked Questions
As fast as 3 days with a complete file
Yes, but we underwrite the asset and exit first.
Purchase contract, rehab budget/scope, comps, entity docs, ID, experience (if any).
From 8-12% and 2-4 points; final terms depend on deal, leverage, and experience.
Yes; up to [X]% of ARV (subject to appraisal/valuation).
Milestone-based; request → inspect → approve → fund.
Any prepayment penalties? — [Policy].
Yes, with solid scope, comps, and exit.
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