New Construction Loans

Fast, flexible funding for ground-up residential and multifamily construction projects nationwide.

Our Program

New Construction Loans

Ambition Lending’s New Construction Loan program provides short-term, interest-only financing for builders and investors who need to move fast on ground-up projects. Whether you’re building single-family homes, duplexes, or multifamily developments, we offer structured draws and transparent terms designed to keep your project funded and on schedule.

Close Quickly:

Approvals in as little as 48 hours; funding within 10–14 days

Structured Draws:

Transparent milestone-based disbursements

Flexible Collateral

Single-family, multifamily, or mixed-use projects

Nationwide Lending

Coverage in most U.S. markets

Program Details

Loan Size:

$200,000 – $10,000,000

LTC (Loan-to-Cost)

Up to 85% of project costs

LTV (Loan-to-Value):

Up to 70% of completed value

Term:

12–24 months, interest-only

Interest Rates:

Competitive rates, points from Starting at 7%(deal-dependent)

Draws

Based on completed milestones; fast inspections and disbursements

Use of Funds

Land acquisition, vertical construction, soft costs, and interest reserves

Exit Options:

Sale or refinance into DSCR or permanent financing

why

Why this Loan

Traditional banks move too slowly for builders and investors with tight construction timelines. Our New Construction Loan program is designed for speed, transparency, and reliability — so your subs stay paid and your project stays on track. With Ambition Lending, you’ll have a dedicated draw team, clear milestones, and flexible structures to match your build schedule.

HOW OUR PROCESS WORKS

AS
EASY
AS 1, 2, 3

1) Submit the Deal

Address, budget, exit plan.

2) Get Your Term Sheet

Within 24 hours on most requests.

3) Close & Build

Dedicated draw team; fast releases.

4) Exit Cleanly

Sell or refi into long-term DSCR.

FAQs

FAQ

Ground-up single-family, multifamily, and mixed-use developments.

Yes, borrower or builder experience required.

Milestone-based. Inspections approved and funds released quickly.

Yes, depending on entitlement stage and project scope.

Both, but most projects are structured under an entity.

12–24 months, extensions available.

Let’s Talk!

Ready to Break Ground?

Submit your project details today and get a construction term sheet within 24 hours.

Talk to us