Competitive offers in Santa Fe reward certainty. Ambition Lending provides a disciplined closing path so investors can acquire quickly and keep renovation schedules intact.

Fast Santa Fe Process

Day 0–1: Intake + term sheet with contract/payoff, entity docs/IDs, bank statements, scope/budget if applicable.
Day 1–3: Title and valuation in motion; insurance binder started. Provide access immediately.
Day 4–7: Clear conditions; finalize scope and COI.
Day 8–14: Docs, signing, funding (assuming clear title/valuation).

Rehab & Draw Tips

Use 3–4 draws; label photos; schedule inspections ahead; keep utilities on. Front-load long-lead materials (windows, doors, HVAC) right after closing.

ARV Sanity Checks

Stay within recent, like-for-like comps; remove outliers; verify DOM trends. Over-improvement beyond micro-market ceilings erodes returns.

Q&A

Short-term rentals? Case by case with data and zoning review.
Historic districts? Factor permitting timelines; provide scope early.
Initial materials draw? Possible with invoices/POs.

Hard Money Lender in Santa Fe