Competitive offers in Las Cruces reward speed. Use this streamlined plan to go from file intake to funding in as little as two weeks.

Las Cruces Fast-Track

Day 0–1: Intake + term sheet with contract/payoff, entity docs/IDs, bank statements, scope/budget if applicable.
Day 1–3: Title and valuation in motion; insurance binder started; provide access immediately.
Day 4–7: Clear conditions; finalize scope, contractor details, and COI.
Day 8–14: Docs, signing, funding (assuming clear title/valuation).

Draws & ARV Discipline

Plan 3–4 draws; label photos; request inspections 24–48 hours ahead. Use tight comps, remove outliers, and align finishes to micro-market ceilings to protect profit.

Q&A

Initial materials advance? Possible with invoices/POs.
Short-term rentals? Case by case with data and local rules.
Owner-occupied? No—business-purpose only.

Hard Money Lender in Las Cruces