Huntington offers approachable price points and opportunity for well-scoped value-adds. Ambition Lending provides investor-purpose hard money loans with predictable draws and clear underwriting.

Leverage & Budgeting

Up to 80–90% purchase and up to 100% rehab on qualifying files via milestone draws. Example guide: ARV $240k; Rehab $30k → Max purchase by 70% rule = 0.70 × 240k – 30k = $138,000. Plan $12k–$16k for soft/holding costs.

Draws That Flow

Aim for 3–4 draws; label photos by milestone; keep utilities on; schedule inspections 24–48 hours ahead.

Approval Signals

Tight comps, itemized scope, contractor capacity, and clear exit (sell vs DSCR refi).

Q&A

Owner-builder? Cosmetic scopes may allow; heavy work needs licensed subs.
Manufactured homes? Case by case with permanent foundation details.
First draw timing? Often within 7–10 days after verified progress.

Hard Money Lender in Huntington