Fix & Flip Loans

Fast, asset-based financing to acquire, rehab, and resell investment properties for profit. Close

Our Program

Fix & Flip Loans Built for Real Estate Investors

Ambition Lending’s Fix & Flip program gives investors the speed and leverage to acquire distressed properties and fund renovations. We underwrite the deal — not your credit score — so you can focus on executing your strategy and getting to market quickly.

Close Fast

Funding in as little as 7 days with a complete file

High Leverage

Up to 90% purchase + 100% rehab costs

Simple Process

Asset-based underwriting with minimal documentation

Program Details

Loan Size:

$150,000 – $5,000,000

LTV (Loan-to-Value):

90% Purchase – 100% of Rehab(not to exceed 75% of ARV)

Term:

12 to 18 months

Interest Rates:

Competitive rates, points from Starting at 8.5% (deal-dependent)

Amortization:

Interest-only, competitive rates

Draws:

Rehab draws released quickly after inspections

Lending Areas:

Nationwide, in metropolitan and coastal areas, no rural

Exit Options:

Sell the property or refinance into long-term DSCR/rental loan

why

Why this Loan

Traditional banks don’t move fast enough for fix-and-flip opportunities. Our program is designed for investors who need to close quickly, fund renovations reliably, and get their projects back on the market without delays. With Ambition Lending, you’ll have certainty at closing and draws that keep your contractors paid on time.

HOW OUR PROCESS WORKS

AS
EASY
AS 1, 2, 3

1) Submit the Deal

Address, budget, exit plan.

2) Get Your Term Sheet

Within 24 hours on most requests.

3) Close & Build

Dedicated draw team; fast releases.

4) Exit Cleanly

Sell or refi into long-term DSCR.

FAQs

FAQ

Preferred, but first-time investors may qualify with contractor support.

  1. Submit a draw request, inspection completed, and funds released — typically within 48 hours.

Rates start at X% with Y points, depending on leverage and experience.

Yes, in most states.

Let’s Talk!

Ready to Flip Your Next Property?

Submit your deal details today and we’ll deliver a term sheet within 24 hours.

Talk to us