Deals in Laramie move quickly when investors present clean files and predictable timelines. Ambition Lending funds investor-purpose hard money loans in Laramie on a tight schedule so you can beat competing offers, stabilize assets, and move on to your next project.

A Fast, Repeatable Timeline

Day 0–1: Intake and term sheet after you submit contract (or payoff), entity docs/IDs, two recent bank statements, and scope/budget if applicable.
Day 1–3: Title opened; appraisal/BPO ordered; insurance binder in process. Provide immediate access for valuation.
Day 4–7: Clear conditions—finalize scope, contractor details, and COI naming lender as mortgagee.
Day 8–10: Final approval; closing package prepared.
Day 11–14: Sign and fund with clear title and valuation.

What Speeds Laramie Closings

Lock your scope before signing, share a concise comp set with your ARV worksheet, and keep utilities on for inspections. Aim for 3–4 draws with labeled photos and 24–48 hour inspection windows.

Sample Flip Math You Can Copy

• ARV $345,000; Rehab $40,000 → Max purchase by 70% rule = 0.70 × 345k – 40k = $201,500
• Holding/soft costs over 4–5 months: $17k–$21k
• Target pre-tax profit with a disciplined timeline: $50k–$60k

Q&A

First-time flipper okay? Yes—when numbers, comps, and contractor plan are strong.
Initial materials advance? Possible with invoices/POs.
Owner-occupied? No—business-purpose only.

hard money lender in Laramie