Kalispell’s deal flow can be lumpy—when the right asset appears, speed matters. Ambition Lending funds short-term bridge loans so investors can secure purchases, reposition assets, and refi to DSCR at stabilization.
When Bridge Capital Fits
Short escrows, value-add plays before long-term financing, or cash-out from an existing asset to capture a new opportunity.
Terms & Expectations
Short-term, interest-only structures; leverage and pricing tied to asset quality and exit. Keep reserves for taxes/interest and submit a clean file to accelerate approval.
Example Scenarios
- Purchase bridge: 75% LTV on SFR, 12-day close, DSCR takeout post-lease-up.
- Cash-out bridge: 60–65% LTV on free-and-clear duplex to fund down payment/rehab elsewhere.
What to Send
Address/photos, contract or payoff, entity docs/IDs, bank statements, insurance info, and a brief business plan.
Q&A
Rural/outskirts? Case by case with comps and access details.
Interest reserves? Often on heavier value-add.
Mixed-use? Possible; underwriting varies by mix.
Hard Money Lender in Kalispell