Portland investors use bridge loans to secure short escrows, reposition value-add properties, and access equity for the next acquisition. Ambition Lending funds short-term, interest-only structures with clear exits.
When Bridge Capital Wins
- Off-market or auction deals with compressed timelines
- Properties needing work before DSCR takeout
- Cash-out from a free-and-clear asset to fund the next purchase
Terms You’ll See in Portland
Leverage and pricing depend on asset quality and exit plan. Clean files close faster; plan reserves for interest, taxes, and insurance to stay nimble during execution.
Example Use-Cases
- Purchase bridge: 75% LTV on rentable SFR; DSCR refi after lease-up.
- Cash-out bridge: 60–65% LTV on duplex to fund down payment and light rehab elsewhere.
What to Submit
Address/photos, contract or payoff, entity docs/IDs, bank statements, insurance contact, and a short business plan (hold vs flip, expected exit).
Q&A
Rural/coastal properties? Case by case; send address and comps.
Interest reserves? Often on heavier value-add.
Condo/HOA? Review financials and rules early.
hard money lender in Portland
