Omaha investors win deals by closing fast and clean. Ambition Lending funds investor-purpose hard money loans in Omaha on tight timelines so you can secure assignments, move on off-market opportunities, and accelerate refis from bridge into DSCR when stabilized. Use this plan to move from intake to funding in as little as 10–14 days.
A Proven 10–14 Day Timeline
Day 0–1: Intake, quick term sheet with contract or payoff, entity docs/IDs, two bank statements, and (if applicable) scope/budget.
Day 1–3: Title opened; appraisal/BPO ordered; insurance quote requested. Provide immediate access.
Day 4–7: Clear conditions—final scope, contractor details, COI naming lender as mortgagee.
Day 8–10: Final approval; closing package prepared.
Day 11–14: Sign and fund with clear title and valuation.
What Speeds Omaha Closings
- Lock your scope before signing; avoid midstream materials changes.
- Share a comp set and ARV logic with your file; helps valuation move faster.
- Keep utilities on for inspections and appraisals.
Flip Math You Can Copy
- ARV $360,000; Rehab $40,000 → Max purchase by 70% rule = 0.70 × 360k – 40k = $212,000
- Soft/holding costs: plan $18k–$22k over 4–5 months
- Target pre-tax profit with disciplined timeline: $55k–$65k
Draws Without Delays
Aim for 3–4 draws (post-rough, post-drywall, finishes, pre-punch). Submit labeled photos, brief progress notes, and request inspections 24–48 hours in advance.
Documents to Send First
Contract/payoff, scope/budget, entity docs/IDs, bank statements, insurance agent contact, property access for valuation.
Q&A
First-time flippers? Yes, when the deal pencils and contractor support is solid.
Initial materials advance? Sometimes, with invoices/POs.
Owner-occupied? No—business-purpose only.
hard money lender in Omaha
